FanDuel Predicts Review 2026 & Promo Code: App, $25 Bonus, Legal States & Full Breakdown

Locals Insider continues our independent editorial reviews of the top trading event and market apps. Now it is time for the FanDuel Predicts app: how the $25 Predicts Bonus works, the full 50-state map with sports event contracts in 18 jurisdictions, and how it compares to DraftKings Predictions, Kalshi, Polymarket, and Robinhood Predictions.

In the geography of American sports betting, the empty spaces tell the story — and FanDuel Predicts is what happens when the country’s biggest sportsbook brand decides to fill them. Launched December 22, 2025 in five sparsely-populated states (Alabama, Alaska, North Dakota, South Carolina, South Dakota), FanDuel’s federally regulated prediction market app expanded to all 50 states by January 15, 2026, with sports event contracts going live in 18 jurisdictions — most importantly the largest US states where FanDuel Sportsbook is legally prohibited: California, Texas, Florida and Georgia. For roughly 90 million Americans in those four states alone, FanDuel Predicts is the first major-brand, federally regulated FanDuel product they’ve been able to legally use to bet on a game.

The capital commitment behind the strategy is what tells you Flutter Entertainment (FanDuel’s London-listed parent) is taking this seriously. CEO Peter Jackson publicly committed $200–$300 million in 2026 alone to scale the platform — an investment that will reduce annual profit by roughly the same amount, and that he described on an earnings call as one of the most important strategic bets Flutter has made in years. That much capital, applied to a regulatory grey area that the Supreme Court will probably eventually have to settle, tells you exactly how seriously the world’s largest sports-betting company is taking the prediction-market shift.

Two structural advantages worth noting before you sign up. Age: FanDuel Predicts allows 18+ users in most eligible states, three years below the 21+ threshold for traditional FanDuel Sportsbook. Geographic reach: the platform is now live nationwide for finance, economics, commodities and crypto markets — including in Pennsylvania, Ohio and Nevada, three states where DraftKings Prediction is not available. The sports event contracts are the geographically restricted part; everything else genuinely works in all 50 states plus DC.

Observation: FanDuel’s Mixed Odds Format

This mixed-format design is actually closer to the “simpler alternative” pitch that prediction markets promise — at least for non-sports markets. “2.77x means a $1 trade returns $2.77 if you’re right” is genuinely more intuitive than “+177 means a $1 stake returns $1.77 in profit.” Crypto-native and finance-fluent users get the multiplier format they’re used to. But sports fans still get American odds because that’s what FanDuel’s 17-million-strong sportsbook audience has been trained to read. It’s a design choice that splits the difference between sportsbook-thinking and stock-app-thinking more thoughtfully than DraftKings Predictions does, where everything renders in American odds regardless of category.

If you’re a casual sports fan who’s never opened a Robinhood account, you’ll find the FanDuel Predicts sports tab perfectly familiar and the crypto/finance tabs require a brief learning curve. If you’re a crypto or stock-app native who’s never placed a sports bet, you’ll find the opposite. Either way, you’ll be reading some kind of price — the Yes/No simplicity is in the question, not in the pricing. Worth knowing before you sign up expecting the easyBet-style “just two buttons” experience.

Below, the full LocalsInsider review: the current $25 welcome bonus and how to claim it, the 50-state availability map, side-by-side comparisons with DraftKings, Kalshi, Polymarket and Robinhood, and the FAQs people actually search before signing up.

What is FanDuel Predicts?

FanDuel Predicts is a standalone CFTC-regulated prediction market app and web platform operated by FanDuel Group (part of Flutter Entertainment, NYSE: FLUT, LSE: FLTR) in partnership with CME Group (NASDAQ: CME), the world’s largest derivatives marketplace. CME Group serves as the underlying Designated Contract Market through which all FanDuel Predicts trades route — and per the original partnership terms, CME receives 50% of gross revenue from the platform.

The product is intentionally separated from FanDuel Sportsbook. It’s a different app, has its own download in the Apple App Store and Google Play, and operates under federal CFTC regulation rather than state gambling law. That said, existing FanDuel credentials work for sign-up (the company describes Predicts as part of its broader FanDuel ecosystem alongside Sportsbook, Casino, Racing, and Fantasy). KYC is full-strength: birth date, Social Security number, home address, banking information and a government-issued ID.

Every contract is priced between $0.01 and $0.99 and settles at $1 if your Yes/No prediction is correct or $0 if it’s wrong. You can buy or sell positions before settlement. FanDuel takes a transparent transaction fee — typically around two cents per dollar of potential payout — rather than the vig a sportsbook would apply.

Markets fall into four broad categories:

• Sports (18 states only): MLB, NBA, NFL, NHL, college football and college basketball
• Financial markets (all 50 states): S&P 500, Nasdaq-100, Russell 2000, Dow Jones, euro and other indexes
• Commodities & Crypto (all 50 states): oil, natural gas, gold, Bitcoin, Ethereum
• Economic indicators & Cultural moments (all 50 states): GDP, CPI, Federal Reserve interest rate decisions, plus headline-driven event contracts

One important policy: FanDuel will pull down sports event contracts in any state that later legalizes online sports betting, redirecting users to FanDuel Sportsbook instead. This means the 18-state sports list is structurally temporary — it’s designed to cover the geographic gaps where state sportsbooks don’t yet operate, not to compete with them where they do. Tribal lands are excluded everywhere.

FanDuel Predicts Promo Code FANDUEL: How the $25 Welcome Bonus Works

FanDuel Predicts does not require you to manually enter a separate promo code. The welcome bonus is auto-applied when you complete the standard registration flow through the app or web platform. If a code field is shown on your sign-up page or you’re prompted to enter one, the brand code is simply FANDUEL — but in most cases, it’s already applied in the background through partner offer links.

New users get $25 in Predicts Bonus credit after making any qualifying first trade. The structure is cleaner and simpler than DraftKings’ $200 drip-released model: a single $25 credit lands in your account within 72 hours of completing the requirements, and you have 7 days from credit to use it before it expires.

The catch worth understanding: the $25 bonus is only available in the 18 states where sports event contracts are live. Per FanDuel’s current published terms, eligible states for the $25 Predicts Bonus are AL, AK, CA, DE, FL, GA, HI, ID, MN, NE, NM, ND, OK, RI, SC, SD, TX and UT. New users in the other 32 states can still create an account and trade on finance, crypto and economic markets — but they don’t get a welcome bonus.

How to claim the FanDuel Predicts $25 bonus, step by step

1. Download the FanDuel Predicts app from the Apple App Store or Google Play (it’s a standalone download — separate from the main FanDuel Sportsbook app)
2. Create a new account or log in with existing FanDuel credentials. New accounts require full KYC: name, date of birth, address, SSN and government-issued ID
3. Verify your state of residence — the $25 bonus only triggers if your registered address is in one of the 18 sports-eligible states
4. Deposit funds via a debit card or online bank transfer. As of March 2026, FanDuel Predicts no longer accepts credit card deposits — that policy change was rolled out in February 2026 across all eligible methods
5. Enter promo code FANDUEL if prompted on the sign-up screen — though in most partner flows it’s auto-applied with no action needed
6. Make any qualifying first trade — there’s no specific minimum dollar amount listed in the current public terms beyond the requirement that it be a real-money trade
7. The $25 Predicts Bonus credits to your account within 72 hours and expires 7 days after being credited

A note on bonus credit mechanics: the $25 functions as trading credit that must be cycled through trades before any winnings convert to withdrawable USD. Trading profits from real-money positions are real, withdrawable cash — but the bonus itself is not directly withdrawable.

FanDuel Predicts vs DraftKings Predictions, Kalshi, Polymarket and Robinhood Predictions

The US prediction markets space is essentially a five-horse race, and FanDuel Predicts sits as the geographically widest non-Kalshi platform with the largest backing company in the field. Here’s how it compares across the criteria readers actually decide on.

The shortest possible version: FanDuel Predicts and DraftKings Predictions are functionally siblings — both use CME Group exchange infrastructure, both target sportsbook-trained users, both compete heavily in CA/TX/FL/GA. FanDuel reached nationwide non-sports coverage first; DraftKings has more product features (player props, contract combos). Kalshi remains the volume leader with the deepest market selection. Polymarket dominates global politics via crypto rails. Robinhood is the stock-app interface for users who’d rather not download another betting-themed app.

What Makes FanDuel Predicts Unique

• All 50 states for non-sports markets — including Pennsylvania, Ohio and Nevada where DraftKings Predictions is not available. If you live in a sportsbook-restrictive state and want a regulated US prediction-market app for crypto and finance, FanDuel is currently the broadest option
• Mixed odds format — American odds for sports, decimal multipliers (2.77x style) for crypto, finance and commodities markets. More intuitive for cross-category users than DraftKings’ all-American-odds approach
• $200–$300 million 2026 investment commitment from Flutter Entertainment — the largest publicly committed capital to scale a single prediction-market platform in 2026, signaling FanDuel’s long-term seriousness
• CME Group partnership giving access to deep financial markets — S&P 500, Nasdaq-100, Russell 2000, Dow Jones, euro futures, oil, gas, gold and crypto contracts all priced off CME’s existing derivatives infrastructure
• Delaware sports access — one of only two prediction market apps (alongside Kalshi) offering sports contracts in Delaware, where the only legal state-licensed sportsbook is BetRivers
• Kindbridge Behavioral Health partnership — mental-health support integrated directly into the app’s responsible trading tools
• 18+ minimum age in most states — three years lower than the 21+ requirement for traditional FanDuel Sportsbook
• Same login as existing FanDuel products — Sportsbook, Casino, Racing and Fantasy users don’t need a new account

Honest limitations worth knowing:

• No player prop event contracts yet — DraftKings has these via the Crypto.com partnership; FanDuel does not
• No parlay or contract combo product yet — DraftKings launched sports contract combos in 2026; FanDuel hasn’t followed
• $25 bonus is only available in 18 states — users in the other 32 states get app access without a welcome offer
• No credit card deposits — debit cards and bank transfer only since March 2026
• App still rolling out features — Flutter has signaled the platform will continue to expand product depth through 2026

FanDuel Predicts Legal States: Full 2026 List

All 50 states + DC: nationwide non-sports market access

FanDuel Predicts is available to create an account and trade non-sports markets (finance, economics, commodities, crypto, cultural contracts) in all 50 US states plus Washington, DC. There are no geographic geo-blocks based on state of residence for the non-sports product. This is the broadest US prediction-market coverage of any major sportsbook-branded platform.

The 18 states where FanDuel Predicts sports event contracts are live

Alabama · Alaska · California · Delaware · Florida · Georgia · Hawaii · Idaho · Minnesota · Nebraska · New Mexico · North Dakota · Oklahoma · Rhode Island · South Carolina · South Dakota · Texas · Utah

Notable inclusions:

• California, Texas, Florida and Georgia — the four largest US states without legal traditional online sports betting
• Delaware — only legal sportsbook is the BetRivers monopoly, making FanDuel Predicts the only major-brand sports alternative
• Rhode Island — only legal sportsbook is the IGT monopoly, same dynamic as Delaware

The 32 states where FanDuel Predicts works for non-sports markets only

In states where FanDuel Sportsbook is licensed (or where existing state sports betting is fully competitive), FanDuel Predicts limits itself to non-sports markets to avoid licensing conflicts with state regulators. This includes major sportsbook states like New York, New Jersey, Pennsylvania, Michigan, Illinois, Ohio, Massachusetts and Virginia, plus all other states not on the 18-state sports list.

Where FanDuel Predicts is NOT available at all

There are no states where FanDuel Predicts is fully unavailable — the platform’s federal CFTC regulation gives it nationwide reach for non-sports markets. Tribal lands within otherwise eligible states are excluded.

State availability and bonus eligibility are determined by your residential address on file, not your current physical location.

Who Is FanDuel Predicts Best For?

Best for existing FanDuel sportsbook, casino or fantasy users. If you already have a FanDuel account, your credentials work for Predicts and the brand familiarity removes most of the friction that keeps casual users out of platforms like Kalshi and Polymarket. For FanDuel’s 17 million existing customers across other products, this is the natural extension.

Best for sports fans in California, Texas, Florida and Georgia. Until traditional state-licensed sportsbooks come to these markets (still years away in most cases), FanDuel Predicts is one of only two major-brand, federally regulated ways to trade sports event contracts (DraftKings Predictions is the other). FanDuel reached these states slightly ahead of DraftKings during the January 2026 expansion.

Best for users in Pennsylvania, Ohio, Nevada or other states where DraftKings Predictions doesn’t operate. FanDuel Predicts’ nationwide non-sports coverage makes it the only major sportsbook-branded prediction market app available in states that have actively pushed back against CFTC preemption. You won’t get sports contracts but you’ll get the full finance/crypto/commodities slate.

Best for users who want decimal/multiplier odds rather than American odds. The mixed format means crypto, finance and commodities contracts display in the 2.77x / 1.72x multiplier style — more intuitive for users who don’t want to learn American odds just to trade Bitcoin or the Fed.

Best for 18-year-olds in states where the minimum age is 18. Like DraftKings Predictions, FanDuel allows 18+ in most eligible states, three years below the sportsbook threshold.

Not the best fit for: users who want player prop contracts (use DraftKings Predictions, which has them via Crypto.com); users who want parlay-style combo contracts (use DraftKings Predictions); serious financial traders or political forecasters (use Kalshi for depth); crypto-native users wanting global politics markets (use Polymarket); users who prefer credit card deposits (FanDuel no longer accepts them — debit or bank only).

FanDuel Predicts FAQs

What is the FanDuel Predicts welcome bonus? $25 Predicts Bonus for new users in 18 eligible states (AL, AK, CA, DE, FL, GA, HI, ID, MN, NE, NM, ND, OK, RI, SC, SD, TX, UT). The bonus auto-applies through partner offer links and triggers after your first qualifying real-money trade. Credit lands within 72 hours and expires 7 days after being credited.

Do I need a FanDuel Predicts promo code? No — the welcome bonus is auto-applied when you sign up through a partner offer link. If a promo code field is shown during sign-up, the brand code FANDUEL is the simple identifier, but it’s already applied for you in most flows.

Is FanDuel Predicts legal in California? Yes. FanDuel Predicts is one of two major-brand platforms offering legal, federally-regulated sports event contracts to California residents (DraftKings Predictions is the other). Trading on sports, financial, commodity and economic markets is fully available to California residents 18+ in most cases.

Is FanDuel Predicts legal in Texas? Yes. Texas residents can trade the full FanDuel Predicts market slate including MLB, NBA, NFL, NHL, college football and college basketball event contracts. Texas doesn’t have legal traditional online sports betting, making FanDuel Predicts (and DraftKings Predictions) the first major-brand sports product available there.

Is FanDuel Predicts legal in Florida? Yes. Even though Florida has an exclusive sports betting agreement with the Seminole Tribe through Hard Rock Bet, FanDuel Predicts operates under federal CFTC regulation outside of state gambling law and is fully available to Florida residents.

Is FanDuel Predicts legal in New York? Yes — but only for non-sports markets. Because FanDuel Sportsbook is already licensed in New York, FanDuel Predicts in NY is limited to financial markets, commodities, crypto and economic indicators. Sports event contracts are not offered there.

Is FanDuel Predicts legal in Pennsylvania? Yes — but only for non-sports markets, same as New York. Pennsylvania has actively pushed back on sports prediction markets, but FanDuel Predicts can still offer finance, crypto and economic contracts under CFTC regulation. Notably, this means FanDuel Predicts is available in PA whereas DraftKings Predictions is not.

Is FanDuel Predicts the same as FanDuel Sportsbook? No. They are separate products with separate apps, separate regulatory frameworks and separate bankrolls. FanDuel Sportsbook is licensed by state gaming commissions in 23 states; FanDuel Predicts is regulated federally by the CFTC and available in all 50 states for non-sports markets. They share login credentials but use different apps.

Do I need to know how to read American odds to use FanDuel Predicts? For sports markets, yes — sports contracts display in American odds format (-120, +235, +270, etc.), the same as FanDuel Sportsbook. For non-sports markets (crypto, finance, economics, commodities), prices display as decimal multipliers (2.77x, 1.72x, etc.), which are more intuitive for users who haven’t learned American odds. The Yes/No question is simple; the pricing literacy required depends on which tab you’re trading on.

Can I withdraw real money from FanDuel Predicts? Yes — winnings from successful real-money trades are withdrawable USD. The $25 Predicts Bonus is bonus credit that must be cycled through trades before it converts to withdrawable cash. Real trading profits convert directly.

Can I use a credit card to fund FanDuel Predicts? No — not since March 2, 2026, when FanDuel eliminated credit card deposits across the Predicts platform. Funding options are now limited to debit cards and instant online bank transfer. This was a deliberate change announced in February 2026 to align with responsible-gambling guidance.

Does FanDuel Predicts offer player props? Not currently. Player prop event contracts (NFL touchdown scorers, NBA assists, MLB rushing yards, etc.) are not yet available on FanDuel Predicts. DraftKings Predictions added player props via a Crypto.com partnership in early 2026; FanDuel has not announced an equivalent product as of 2026.

Does FanDuel Predicts allow parlays or combo bets? Not yet. DraftKings Predictions launched sports contract combos (parlay-style products) in 2026; FanDuel Predicts has not followed with an equivalent feature. The platform remains single-contract trading at this time.

What is the minimum age to use FanDuel Predicts? 18 in most states where prediction markets are classified as commodities trading rather than gambling — three years lower than FanDuel Sportsbook’s 21+ threshold in those same states. A handful of states require 21+ for prediction markets specifically; the in-app verification step will confirm based on your state of residence.

How does FanDuel Predicts make money if it’s not a sportsbook? FanDuel takes a transparent transaction fee — typically around two cents per dollar of potential payout — on each contract trade, rather than the vig a traditional sportsbook applies. CME Group receives 50% of gross revenue from the platform per the underlying partnership terms.

Are FanDuel Predicts winnings taxed differently than sports betting? Potentially yes. Because FanDuel Predicts operates under CFTC regulation as event contract trading rather than as gambling, winnings may be treated as capital gains rather than gambling income for federal tax purposes — which can be more favorable depending on holding period and overall tax situation. This is not tax advice; consult a CPA familiar with CFTC-regulated event contracts before filing.

How does FanDuel Predicts compare to DraftKings Predictions? Both platforms use the same CME Group exchange for trade execution, meaning underlying pricing on sports markets is essentially identical. FanDuel has broader nationwide reach (all 50 states for non-sports markets vs DraftKings’ 38) and one extra sports state (Delaware). DraftKings has more product features — player props via Crypto.com partnership, sports contract combos, and a larger $200 welcome bonus vs FanDuel’s $25. The choice between them comes down to feature priorities, existing brand loyalty and state of residence.

How does FanDuel Predicts compare to Kalshi? Kalshi is the US prediction-market volume leader with significantly deeper market selection across sports, politics, economics, weather and culture. FanDuel is the easier on-ramp for sportsbook users with a more sports-betting-friendly interface for the sports tab and a familiar FanDuel brand. Kalshi wins on overall market depth and trading sophistication; FanDuel wins on UI familiarity for casual sports bettors and on integration with the broader FanDuel ecosystem.

How does FanDuel Predicts compare to Polymarket? Polymarket runs on crypto rails (USDC stablecoin), is the world’s largest prediction market by user base, and offers the deepest pool of speculative and political markets globally. FanDuel Predicts is fiat-only, US-bank-compatible and designed for sports fans and conventional retail traders rather than crypto-native users. If you want global politics markets and crypto-native trading, use Polymarket; if you want a clean US event-contract experience with a familiar brand, use FanDuel.

Information verified 2026. FanDuel Predicts launched December 22, 2025 in partnership with CME Group, and is operated by FanDuel Group, part of Flutter Entertainment (NYSE: FLUT, LSE: FLTR). State availability, bonus offers, market depth and feature set are subject to change as the platform evolves. Always verify current terms within the FanDuel Predicts app before signing up or trading.

Locals Insider Disclaimer: Prediction markets are speculative financial instruments and carry real risk of loss. They are not the same as guaranteed investments and outcomes can shift rapidly with news events. Never trade more than you can afford to lose, verify the legal status of any prediction market platform in your state before signing up, and consult a financial advisor or tax professional for personalized advice. In most US states, prediction market platforms restrict access to users aged 18 and over; some states require 21+.Our independent editorial review of the FanDuel Predicts app: how the $25 Predicts Bonus works, the full 50-state map with sports event contracts in 18 jurisdictions, and how it compares to DraftKings Predictions, Kalshi, Polymarket and Robinhood Predictions.

In the geography of American sports betting, the empty spaces tell the story — and FanDuel Predicts is what happens when the country’s biggest sportsbook brand decides to fill them. Launched December 22, 2025 in five sparsely-populated states (Alabama, Alaska, North Dakota, South Carolina, South Dakota), FanDuel’s federally regulated prediction market app expanded to all 50 states by January 15, 2026, with sports event contracts going live in 18 jurisdictions — most importantly the largest US states where FanDuel Sportsbook is legally prohibited: California, Texas, Florida and Georgia. For roughly 90 million Americans in those four states alone, FanDuel Predicts is the first major-brand, federally regulated FanDuel product they’ve been able to legally use to bet on a game.

The capital commitment behind the strategy is what tells you Flutter Entertainment (FanDuel’s London-listed parent) is taking this seriously. CEO Peter Jackson publicly committed $200–$300 million in 2026 alone to scale the platform — an investment that will reduce annual profit by roughly the same amount, and that he described on an earnings call as one of the most important strategic bets Flutter has made in years. That much capital, applied to a regulatory grey area that the Supreme Court will probably eventually have to settle, tells you exactly how seriously the world’s largest sports-betting company is taking the prediction-market shift.

Two structural advantages worth noting before you sign up. Age: FanDuel Predicts allows 18+ users in most eligible states, three years below the 21+ threshold for traditional FanDuel Sportsbook. Geographic reach: the platform is now live nationwide for finance, economics, commodities and crypto markets — including in Pennsylvania, Ohio and Nevada, three states where DraftKings Predictions is not available. The sports event contracts are the geographically restricted part; everything else genuinely works in all 50 states plus DC.