Legal Online Casinos in the US: Real Money Casino Apps, Promo Codes & States
Real-money online casinos are legal in only a handful of US states. At the close of 2025, the American Gaming Association counted seven with a full range of online casino games: Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, Rhode Island and West Virginia, while Maine's law, which gives the state's tribes the licenses, became law in January 2026.
The three biggest markets, New Jersey, Pennsylvania and Michigan, each have a full guide here, listing every site on the state regulator's own approved list. In every legal state you must be 21 or older and physically inside the state to play.
This hub collects those guides, our partner offers, how the national casino apps compare and what to know before you deposit anywhere.
How we list and rank online casinos
We start from the state regulator's own list of approved online casino sites, so every brand on this page is legal where it's listed. We then order the casinos by popularity: how many people have rated each casino app on the US App Store, alongside its average score. "Top" on Locals Insider means the most popular and most used casinos, not a paid placement.
Offers only appear for brands we work with, and every term comes from the operator's own rules. If we can't confirm a detail on an official page, it doesn't go in.
Betinia Casino: New Online Casino Live in NJ
Betinia is one of the newest real-money online casinos in the US. It went live in New Jersey in June 2026 through a partnership between Soft2Bet and Caesars, with a casino and a sportsbook in one app.
Locals Insider readers get a 110% match up to $1,100 plus 500 Bonus Spins with promo code LOCALS. Our review explains how the offer and the live dealer lossback work.
Read our Betinia NJ reviewAll New Jersey online casinos
Betinia Casino · Casino
110% match up to $1,100 + 500 Bonus Spins
Terms: New players only, 21+, NJ only. Min. $20 deposit. 110% match up to $1,100 plus 500 Bonus Spins ($0.10 each), awarded as 50 daily spins over 10 days. Daily login required. 20× wagering on casino bonus funds and 30× on spin winnings. 14-day expiry. Selected games only. T&Cs apply. Gambling problem? Call 1-800-MY-RESET.
Who it suits: New Jersey players who want a new site with a big first-deposit match and live dealer lossback.
Legal Real-Money Online Casinos in the US
These are the casino brands licensed in more than one state, from the most used app down. The states for each come from the operator's own site.
- FanDuel Casino – CT, MI, NJ, PA, WV
- BetMGM Casino – MI, NJ, PA, WV
- DraftKings Casino – CT, MI, NJ, PA, WV
- Golden Nugget Online Casino – MI, NJ, PA, WV
- BetRivers Casino – DE, MI, NJ, PA, WV
- Borgata Casino – NJ, PA
- Fanatics Casino – MI, NJ, PA, WV
- Caesars Palace Online Casino – MI, NJ, PA, WV
- Hollywood Casino – MI, NJ, PA, WV
- Hard Rock Bet Casino – MI, NJ
- bet365 Casino – MI, NJ, PA
Single-state brands, such as the new Betinia, Resorts, PlayStar and betOcean in New Jersey or Four Winds in Michigan, are on each state page.
Top US Online Casinos: What Each One Does Well
Each brand below, with where it's licensed, what sets it apart and who it suits. Ratings are US App Store averages, checked November 2026.
FanDuel Casino – the most-rated casino app
Licensed in: Connecticut (through Mohegan Sun), Michigan, New Jersey, Pennsylvania, West Virginia
FanDuel Casino's app has the most ratings of any US casino app, about 207,000 at 4.77. It mixes slots, blackjack, roulette, jackpots and live dealer tables with games you won't find elsewhere, such as its Huff N' Puff titles.
Who it suits: FanDuel Sportsbook customers who want casino games on the same account.
BetMGM Casino – MGM's casino in your pocket
Licensed in: Michigan, New Jersey, Pennsylvania, West Virginia
BetMGM's casino averages 4.72 from about 148,000 ratings. It sits alongside BetMGM's sportsbook and poker, and BetMGM also runs the Borgata online brand.
Who it suits: MGM resort regulars and players who want a deep game library from one of the biggest names.
DraftKings Casino – one of two brands in Connecticut
Licensed in: Connecticut, Michigan, New Jersey, Pennsylvania, West Virginia
DraftKings Casino is live in all five of those states, which makes it, with FanDuel, one of only two brands available in Connecticut. Its app averages 4.69 from about 114,000 ratings.
Who it suits: Connecticut players, and DraftKings Sportsbook customers elsewhere.
Golden Nugget Online Casino – live dealer pioneer
Licensed in: Michigan, New Jersey, Pennsylvania, West Virginia
DraftKings bought Golden Nugget Online Gaming in 2022 and runs it on its own technology. DraftKings says Golden Nugget was the first to bring live dealer games to US online casinos. The app averages 4.67 from about 54,000 ratings.
Who it suits: live dealer players, and Golden Nugget Atlantic City visitors.
BetRivers Casino – casino plus multi-state poker
Licensed in: Delaware, Michigan, New Jersey, Pennsylvania, West Virginia
Rush Street Interactive's casino is the only brand on this list licensed in Delaware. Its BetRivers Poker shares one player pool across Pennsylvania, Michigan, Delaware and West Virginia.
The combined BetRivers app averages 4.85 from about 53,000 ratings.
Who it suits: players who want casino, poker and sports betting in one account. Our BetRivers promo code review covers both welcome offers.
Borgata Casino – Atlantic City's online original
Licensed in: New Jersey, Pennsylvania
Borgata has run its online casino since New Jersey's online launch in 2013 and added Pennsylvania in 2021. It's part of the MGM Resorts family, and the app averages 4.72 from about 53,000 ratings.
Who it suits: Borgata Hotel Casino & Spa regulars and online poker players in both states.
Fanatics Casino – FanCash on every play
Licensed in: Michigan, New Jersey, Pennsylvania, West Virginia
Fanatics Casino runs inside the Fanatics Sports & Casino app, and play earns FanCash to spend at Fanatics. The app averages 4.78 from about 38,000 ratings.
Who it suits: sports fans who already shop at Fanatics.
Caesars Palace Online Casino – Caesars Rewards at home
Licensed in: Michigan, New Jersey, Pennsylvania, West Virginia
Play earns Caesars Rewards credits you can use at more than 50 Caesars destinations and in the in-app Caesars Rewards Shop. The app averages 4.70 from about 30,000 ratings.
Caesars also runs Horseshoe Online Casino in the same states.
Who it suits: Caesars Rewards members who travel to Las Vegas or Atlantic City.
Hollywood Casino – PENN's online casino
Licensed in: Michigan, New Jersey, Pennsylvania, West Virginia
PENN Entertainment's Hollywood Casino works as its own app and inside theScore Bet in those four states. The Hollywood Casino app averages 4.72 from about 20,000 ratings.
Who it suits: theScore Bet customers who want casino games without a second account.
Hard Rock Bet Casino – Unity points online
Licensed in: Michigan, New Jersey
In New Jersey and Michigan, Hard Rock Bet puts its casino and sportsbook in one account. Play earns Unity by Hard Rock points, and the app averages 4.67 from about 18,000 ratings.
Who it suits: Hard Rock hotel and casino guests. Our readers get the welcome offer below, and our Hard Rock Bet promo code review explains the casino lossback.
bet365 Casino – new in Michigan
Licensed in: Michigan, New Jersey, Pennsylvania
bet365 added its casino in Michigan in April 2026, alongside its sportsbook. The casino app averages 4.31 from about 7,700 ratings.
Who it suits: bet365 sportsbook customers who want a casino on the same account. See our bet365 bonus code review for the current offers.
US Online Casino Promo Codes
Offers for Locals Insider readers. We list offers only for brands we work with; the other casinos above run their own welcome offers.
Hard Rock Bet Casino · Casino
Up to $1,000 lossback + 500 Bonus Spins
Terms: 21+, new customers only, physically located in NJ or MI. $10 minimum deposit. Net losses in your first 24 hours refunded as bonus funds up to $1,000 with 1× playthrough. 500 Bonus Spins on Cash Eruption, 50 a day for 10 days; unused daily spins expire. If you register through the sportsbook app, you choose either the sportsbook or the casino welcome offer. T&Cs apply. Gambling problem? Call 1-800-MY-RESET.
Betinia Casino · Casino
110% match up to $1,100 + 500 Bonus Spins
Terms: New players only, 21+, NJ only. Min. $20 deposit. 110% match up to $1,100 plus 500 Bonus Spins ($0.10 each), awarded as 50 daily spins over 10 days. Daily login required. 20× wagering on casino bonus funds and 30× on spin winnings. 14-day expiry. Selected games only. T&Cs apply. Gambling problem? Call 1-800-MY-RESET.
Betinia Live Dealer · Casino
25% lossback up to $250 on live dealer games
Terms: New players only, 21+, NJ only. Min. $20 deposit. 25% of first-24-hour live dealer losses, credited by 3:00 AM the next day. 1× wagering on the bonus; 10 days from activation. T&Cs apply. Gambling problem? Call 1-800-MY-RESET.
21+. New customers only. Must be physically located in an eligible state. Gambling problem? Call 1-800-MY-RESET.
Online Casinos by State
- New Jersey – 29 approved casino brands under nine Atlantic City permits · Division of Gaming Enforcement · Hard Rock Bet and Betinia offers
- Pennsylvania – 24 licensed casino brands · Pennsylvania Gaming Control Board · seven online poker rooms
- Michigan – 16 legal casino sites for 15 operators · Michigan Gaming Control Board · Hard Rock Bet offer
Connecticut, Delaware, Rhode Island and West Virginia also have legal online casinos, with fewer operators; we don't have full guides for them yet.
How Legal Online Casinos Work
Each state licenses its own casinos
There's no federal online casino license. Every legal site works through a casino, tribe or state lottery in that state, and only the regulator's own list tells you who's approved.
Location, not residence
Licensed casinos check that you're physically inside the state before you play for real money. Your account can stay open when you travel, but real-money games lock until you're back.
Sportsbook and casino are separate licenses
Plenty of states allow online sports betting but not online casino, including New York, Illinois, Ohio and North Carolina. See our US sportsbooks hub for those.
Casino Apps Compared
The biggest casino apps by popularity, and which of our three states each is licensed in.
| Casino app | iOS rating (ratings) | Licensed in (of NJ, PA, MI) |
|---|---|---|
| FanDuel Casino | 4.77 (207,258) | NJ, PA, MI |
| BetMGM Casino | 4.72 (148,056) | NJ, PA, MI |
| DraftKings Casino | 4.69 (113,523) | NJ, PA, MI |
| Golden Nugget Online Casino | 4.67 (53,503) | NJ, PA, MI |
| BetRivers Casino | 4.85 (53,216) | NJ, PA, MI |
| Borgata Casino | 4.72 (53,215) | NJ, PA |
| Fanatics Casino | 4.78 (38,051) | NJ, PA, MI |
| Caesars Palace Online Casino | 4.70 (30,344) | NJ, PA, MI |
| Hollywood Casino | 4.72 (19,731) | NJ, PA, MI |
| Hard Rock Bet Casino | 4.67 (18,246) | NJ, MI |
| Stardust Casino | 4.65 (9,075) | NJ, PA |
| bet365 Casino | 4.31 (7,697) | NJ, PA, MI |
Ratings are US App Store averages and rating counts, checked November 2026; BetRivers' figure is for its combined sportsbook-and-casino app. For the full comparison, see casino apps compared.
Casino Reviews A–Z
- bet365 bonus code review (sportsbook and casino)
- Betinia NJ promo code review
- BetRivers promo code review (sportsbook and casino)
- Hard Rock Bet promo code review (sportsbook and casino)
Guides
- Casino apps compared: ratings, states and what to check before you download
- Casino bonuses explained: match, lossback, spins and how wagering works
No Online Casino Where You Are?
In most states, real-money online casino isn't legal. Sweepstakes casinos offer casino-style games with no purchase necessary in states that still allow them, but a growing list of states has banned them, so check your state first.
US Online Casinos FAQ
In which states are online casinos legal?
At the close of 2025, seven states had a full range of legal online casino games: Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, Rhode Island and West Virginia. Maine legalized online casinos run by its tribes in January 2026.
What's the minimum age for online casinos?
21 in New Jersey, Pennsylvania and Michigan.
Can I play at an online casino while traveling?
Only in a state where that casino is licensed. Outside it, you can usually log in but not play for real money.
Are sweepstakes casinos the same as online casinos?
No. Sweepstakes casinos use a no-purchase-necessary model instead of a state casino license, and several states have banned them; see our sweepstakes casinos guide.
How do I know an online casino is legal?
Check the state regulator's approved list; each of our state guides links to it. If a site isn't on the list, it isn't legal in that state.
Play with a plan. Set deposit, loss and time limits before you play, and treat casino games as paid entertainment, not a way to make money. Gambling problem? Call or text 1-800-MY-RESET, the National Council on Problem Gambling helpline.
More on US casinos
Below are our latest US online casino guides and reviews, state by state.
